Meet Our Executive Team

Nick Scalzo ChFC, CLU

Chief Executive Officer

Nick Scalzo founded The Elements Financial Group, LLC (TEG) a multi-strategist Turn-Key Asset Management Program, with his brother Gaetan in October, 2008. Nick is Chief Executive Officer of TEG. Gaetan Scalzo remains president of the Scalzo’s retail investment firm, Claremont Financial Group, Inc. Claremont Financial is an independent registered investment advisor. Nick and Gaetan have over four decades of cumulative experience as financial advisors and, through this wealth of experience, they bring the unique perspective of the ‘advisor/client’ relationship to TEG.

Jeff Olsen


Prior to joining The Elements Financial Group in May 2008, Jeff Olsen served as Regional V.P. with John Hancock Wood Logan. Over his nearly 15 year career at John Hancock his roles included management of internal sales and marketing for the Western U.S. as well as wholesaling mutual funds, variable annuities and separately managed accounts. He is a past recipient of the Outstanding Sales Achievement Award.

Olsen graduated magna cum laude from the University of California Irvine with a BA in Social Ecology and an emphasis in Psychology.

Richard R. Lavin

Chief Legal Officer / Chief Compliance Officer

Rick Lavin brings to Elements extensive business, legal and regulatory experience in the financial services industry, including a 20-year relationship with Fidelity Investments: as Executive Vice President; as Deputy General Counsel; as Chief Litigation Counsel; and as a Law Firm Partner. His work with Fidelity spanned the areas of investment management, product development, retail and wholesale distribution, and back office support for investment advisors and broker/dealers. In addition, Rick provided leadership and strategic direction to more than 150 Legal, Compliance and Risk Professionals.

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